I am sure you have been hearing a lot about all of the problems in the “sub prime” housing market lately.  You’ve heard my rant about how problems in the housing market should not be used as an excuse for missing numbers.  But I don’t think my little peeves should be mistaken as saying there are never bad things that happen in the economy (dictionary.com: resources of a community.) 

There are two types of bad things that happen; 1) flat out bad things, and 2) bad things that create opportunities.  Flat out bad things are diseases like Cancer, or structural or regulatory shifts in an industry that cause society to become less efficient.  I have said determining if ...

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